“Kathy was recommended to us by our Realtor. What a recommendation. Kathy got us an excellent rate. Besides the good rate, she was very responsive and on the ball.
When we got prequalified Kathy looked at our financials and anticipated a bunch of the questions the underwriter may have. She had us write letters of explanation in advance and gather supporting documentation to expedite the underwriting process.
When we went to close our underwriter had a ton of additional requirements from items that occurred from the date of the offer until when we went into escrow (this was a short sale so 5-6 months had passed – hey we had to live our lives). As the underwriter had more questions Kathy was right there in immediate communication with me telling me what they saw and what they needed.
One issue, for example, is we ordered a side of beef to be split between family members. The underwriter needed to see why all of these checks came into our account and what they were for. Kathy was right there on the phone with me guiding me through the process of what documentation I needed to gather. These were all small issues but there were a bunch that came up between prequal and escrow.
The home buying process can be stressful and it was great to know that Kathy was there right by our side, every step of the way. Honestly, this is our second home and of all the Realtors, brokers, and everyone else in the process on the buying and selling side, Kathy was the most professional, on the ball, responsive, knowledgeable, patient person we have worked with. I felt like she was right there by my side guiding me and advocating for me all along the way.
We closed on an amazing home and Kathy played a big role.
If we buy again in the area we will DEFINITELY use her services. I couldn’t be happier and feel like it was the best decision we made in the process.
You will not be disappointed!”
A.V. – Fair Oaks