Making Home Ownership A Reality Since 1992


Combining over 20 years of experience with technology and top notch personal service, I and my team strive to exceed all your expectations. We are a full service Direct Lender and Mortgage Broker who caters to your individual financial needs. In today’s market with all the new loan guidelines and rule changes you need a Mortgage Lender who has the knowledge to help you navigate through the different home loan programs and tailor your home loan to fit your financial goals.

We have several loan products for you to choose from. For example;

Conventional/Conforming Loans
Manufactured Housing.
Lender paid mortgage insurance.
Investors allowed up to 10 financed properties.

FHA Government Insured Loans
Including HUD Repos.
Flips okay.
Manufactured Housing.
Streamline refinance with no appraisal.

VA Government Insured Loans
True 100% financing/refinance or purchase.
90 day flips okay.
Manufactured Housing.
Streamline refinance with no appraisal.

USDA Loans
No mortgage insurance.
True 100% financing on homes that qualify for this program.
Income and sales price limits may apply.

FHA 203(K) Streamline Loans.
Can add up to $35,000 for rehabilitation to an FHA purchase and refinance.

CHDAP-Down Payment Assistance Program
FHA 1st mortgage loan and CHDAP 2nd loan add additional 3% down payment to a
FHA loan.
Income and sales price limits may apply.

EEM- Energy Efficient Mortgage
Energy efficient improvements financed with your VA or FHA loan up to 5% of
the appraised value or sales price.
Can be used on a purchase or a refinance.

Platinum Grant
3% grant to be used with FHA, VA or USDA.
Can be used for closing costs or down payment.
Income limits may apply.
Not just for 1st time homebuyers.

HomePath Fannie Mae Loans
No mortgage insurance.
No appraisal.

LP Super Conforming Loans.
Loans up to $1 million.
Jumbo Loans
Loan amounts up to $3 Million

Jumbo Loans
Loan amounts up to $3 million.
FICOS as low as 720.
Available for purchase and refinance.

Reverse Mortgages
For adults 62 & over.
Lump sums and monthly payments available.

Let me help make your dream of homeownership come true. I specialize in finding you the right loan that meets your specific needs and financial goals. With mortgage rates still near historic lows, make this year the year to make your homeownership dream come true.

Please email me today or call
916-722-0395 to get started on your dream of homeownership.

Kathleen Beck
A person you can count on.
West Coast Mortgage Group
2716 Broadway
Sacramento, CA 95818
NMLS#243181 BRE#01058848

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