Is the Dream of Home Ownership Finally in Your Future?
Is this your year to fulfill your dream of owning your own home? We have a lot to be optimistic about in the Sacramento, Placer and El Dorado County Area. The interest rates are still low and inflation is almost non-existent. The local and California economy continues to grow at a nice steady pace. Our real estate in the Sacramento Tri-County area is still at an affordable value. The employment in our area also seems to be stabilizing. I have noticed less short sales and foreclosures on the market in our area. As a result many sellers are above water on their personal and investment homes. In short, 2014 should be a great year for both buyers and sellers.
In the last couple of weeks I have had several people contact me wanting to be pre-approved for a mortgage this is a very important first step in the home buying process. Most listing agents and sellers will not even consider an offer on a home without the buyer being pre-approved by a lender.
The next step is finding a Realtor who knows how to get your offer accepted by the seller. Many times in this market you will compete against other buyers for the home you want to buy. The Realtor you choose can make the difference between having your offer accepted by a seller so really check into the Realtor’s track record and references. Remember, this will be one of the biggest purchases you will make in your lifetime and it makes a difference whom you choose for both your Realtor and your Lender.
Let me help make your dream of home ownership come true. I specialize in finding you the right loan that meets your specific needs and financial goals. With mortgage rates still near historic lows, wouldn’t this be the year to make your dream come true.
Please email me today Kathleen@BeckHomeLoanPro.com or call 916-722-0395 to get started on your dream of homeownership.
A person you can count on.
West Coast Mortgage Group
Sacramento, CA 95818