Underwriting Guidelines for Home Mortgages | Kathleen Beck-Mortgage Lender (916) 722-0395

For the last three years I have been telling clients that if underwriting loans was pendulum we would be far over to tImagehe right or on the conservative side of things and that as the lending pendulum swings back and forth so will the underwriting guidelines.  In the last three or four months I have seen the lending pendulum moving more towards the middle starting with FHA’s loosening of their guidelines and credit score requirements.
If you have been turned down for a mortgage loan because your credit score was too low or you have a collection on your credit report it may be time to revisit your home loan qualifications.

Call or email me today me today  for a loan consultation.




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